Coverart for item
The Resource Housing and financial stability : mortgage lending and macroprudential policy in the UK and US, Alan Brener

Housing and financial stability : mortgage lending and macroprudential policy in the UK and US, Alan Brener

Label
Housing and financial stability : mortgage lending and macroprudential policy in the UK and US
Title
Housing and financial stability
Title remainder
mortgage lending and macroprudential policy in the UK and US
Statement of responsibility
Alan Brener
Creator
Subject
Language
eng
Summary
This book brings together politics, law, financial services regulation, economics and housing policy in the analysis of mortgage lending and macroprudential policy in the UK and US. The book addresses the relationship between housing policy, credit and financial instability in light of the recent global financial crisis, and proposes both short and long-term solutions. Although it is not known where the next crisis will come from, history suggests that it will have credit and property at its source. Thus, it is important that the UK and other countries look more broadly at what should be done in terms of policies, institutions and tools to make the housing market and mortgage lenders more resilient against a future crisis. This book sets out a number of workable proposals. Central to this work are questions relating to the quantitative macroprudential measures, such as loan-to-value (LTV) and debt-to-income (DTI) restrictions, and whether these can be used to any significant extent in western democracies and, if employed, whether they are likely to be effective. In particular, the book questions the political legitimacy of their use and the potential consequences for the institutions, such as central banks, promulgating such policies. Preserving financial stability in very uncertain market conditions is of key importance to central bankers and other regulators, and macroprudential policy is a rapidly growing subject for both legal and economics study. This book will therefore be of interest to financial professionals, policy-makers and academics. --
Member of
Assigning source
Provided by publisher
http://library.link/vocab/creatorDate
1955-
http://library.link/vocab/creatorName
Brener, Alan
Illustrations
illustrations
Index
index present
Literary form
non fiction
Nature of contents
bibliography
Series statement
Routledge research in finance and banking law
http://library.link/vocab/subjectName
  • Housing policy
  • Housing policy
  • Mortgage loans
  • Mortgage loans
Label
Housing and financial stability : mortgage lending and macroprudential policy in the UK and US, Alan Brener
Instantiates
Bibliography note
Includes bibliographical references and index
Carrier category
volume
Carrier MARC source
rdacarrier
Content category
text
Content type MARC source
rdacontent
Contents
1 Introduction - housing, mortgages and society 2 Macroprudential policies: rationale, scope and issues 3 Macroprudential policy instruments 4 US mortgage conduct of business regulatory policy 5 Conduct of business mortgage regulation in the UK 6 The political legitimacy of using macroprudential policy instruments 7 US Federal intervention in the housing market and possible lessons from the Veterans Administration 8 Housing markets: the political and macroprudential policy implications 9 Conclusion
Control code
on1123186237
Dimensions
25 cm.
Extent
273 pages
Isbn
9780367355531
Media category
unmediated
Media MARC source
rdamedia
Other physical details
illustrations
System control number
(OCoLC)1123186237
Label
Housing and financial stability : mortgage lending and macroprudential policy in the UK and US, Alan Brener
Bibliography note
Includes bibliographical references and index
Carrier category
volume
Carrier MARC source
rdacarrier
Content category
text
Content type MARC source
rdacontent
Contents
1 Introduction - housing, mortgages and society 2 Macroprudential policies: rationale, scope and issues 3 Macroprudential policy instruments 4 US mortgage conduct of business regulatory policy 5 Conduct of business mortgage regulation in the UK 6 The political legitimacy of using macroprudential policy instruments 7 US Federal intervention in the housing market and possible lessons from the Veterans Administration 8 Housing markets: the political and macroprudential policy implications 9 Conclusion
Control code
on1123186237
Dimensions
25 cm.
Extent
273 pages
Isbn
9780367355531
Media category
unmediated
Media MARC source
rdamedia
Other physical details
illustrations
System control number
(OCoLC)1123186237

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