The Resource Housing and financial stability : mortgage lending and macroprudential policy in the UK and US, Alan Brener
Housing and financial stability : mortgage lending and macroprudential policy in the UK and US, Alan Brener
Resource Information
The item Housing and financial stability : mortgage lending and macroprudential policy in the UK and US, Alan Brener represents a specific, individual, material embodiment of a distinct intellectual or artistic creation found in European University Institute.This item is available to borrow from 1 library branch.
Resource Information
The item Housing and financial stability : mortgage lending and macroprudential policy in the UK and US, Alan Brener represents a specific, individual, material embodiment of a distinct intellectual or artistic creation found in European University Institute.
This item is available to borrow from 1 library branch.
- Summary
- This book brings together politics, law, financial services regulation, economics and housing policy in the analysis of mortgage lending and macroprudential policy in the UK and US. The book addresses the relationship between housing policy, credit and financial instability in light of the recent global financial crisis, and proposes both short and long-term solutions. Although it is not known where the next crisis will come from, history suggests that it will have credit and property at its source. Thus, it is important that the UK and other countries look more broadly at what should be done in terms of policies, institutions and tools to make the housing market and mortgage lenders more resilient against a future crisis. This book sets out a number of workable proposals. Central to this work are questions relating to the quantitative macroprudential measures, such as loan-to-value (LTV) and debt-to-income (DTI) restrictions, and whether these can be used to any significant extent in western democracies and, if employed, whether they are likely to be effective. In particular, the book questions the political legitimacy of their use and the potential consequences for the institutions, such as central banks, promulgating such policies. Preserving financial stability in very uncertain market conditions is of key importance to central bankers and other regulators, and macroprudential policy is a rapidly growing subject for both legal and economics study. This book will therefore be of interest to financial professionals, policy-makers and academics. --
- Language
- eng
- Extent
- 273 pages
- Contents
-
- 1 Introduction - housing, mortgages and society 2 Macroprudential policies: rationale, scope and issues 3 Macroprudential policy instruments 4 US mortgage conduct of business regulatory policy 5 Conduct of business mortgage regulation in the UK 6 The political legitimacy of using macroprudential policy instruments 7 US Federal intervention in the housing market and possible lessons from the Veterans Administration 8 Housing markets: the political and macroprudential policy implications 9 Conclusion
- Isbn
- 9780367355531
- Label
- Housing and financial stability : mortgage lending and macroprudential policy in the UK and US
- Title
- Housing and financial stability
- Title remainder
- mortgage lending and macroprudential policy in the UK and US
- Statement of responsibility
- Alan Brener
- Language
- eng
- Summary
- This book brings together politics, law, financial services regulation, economics and housing policy in the analysis of mortgage lending and macroprudential policy in the UK and US. The book addresses the relationship between housing policy, credit and financial instability in light of the recent global financial crisis, and proposes both short and long-term solutions. Although it is not known where the next crisis will come from, history suggests that it will have credit and property at its source. Thus, it is important that the UK and other countries look more broadly at what should be done in terms of policies, institutions and tools to make the housing market and mortgage lenders more resilient against a future crisis. This book sets out a number of workable proposals. Central to this work are questions relating to the quantitative macroprudential measures, such as loan-to-value (LTV) and debt-to-income (DTI) restrictions, and whether these can be used to any significant extent in western democracies and, if employed, whether they are likely to be effective. In particular, the book questions the political legitimacy of their use and the potential consequences for the institutions, such as central banks, promulgating such policies. Preserving financial stability in very uncertain market conditions is of key importance to central bankers and other regulators, and macroprudential policy is a rapidly growing subject for both legal and economics study. This book will therefore be of interest to financial professionals, policy-makers and academics. --
- Assigning source
- Provided by publisher
- http://library.link/vocab/creatorDate
- 1955-
- http://library.link/vocab/creatorName
- Brener, Alan
- Illustrations
- illustrations
- Index
- index present
- Literary form
- non fiction
- Nature of contents
- bibliography
- Series statement
- Routledge research in finance and banking law
- http://library.link/vocab/subjectName
-
- Housing policy
- Housing policy
- Mortgage loans
- Mortgage loans
- Label
- Housing and financial stability : mortgage lending and macroprudential policy in the UK and US, Alan Brener
- Bibliography note
- Includes bibliographical references and index
- Carrier category
- volume
- Carrier MARC source
- rdacarrier
- Content category
- text
- Content type MARC source
- rdacontent
- Contents
- 1 Introduction - housing, mortgages and society 2 Macroprudential policies: rationale, scope and issues 3 Macroprudential policy instruments 4 US mortgage conduct of business regulatory policy 5 Conduct of business mortgage regulation in the UK 6 The political legitimacy of using macroprudential policy instruments 7 US Federal intervention in the housing market and possible lessons from the Veterans Administration 8 Housing markets: the political and macroprudential policy implications 9 Conclusion
- Control code
- on1123186237
- Dimensions
- 25 cm.
- Extent
- 273 pages
- Isbn
- 9780367355531
- Media category
- unmediated
- Media MARC source
- rdamedia
- Other physical details
- illustrations
- System control number
- (OCoLC)1123186237
- Label
- Housing and financial stability : mortgage lending and macroprudential policy in the UK and US, Alan Brener
- Bibliography note
- Includes bibliographical references and index
- Carrier category
- volume
- Carrier MARC source
- rdacarrier
- Content category
- text
- Content type MARC source
- rdacontent
- Contents
- 1 Introduction - housing, mortgages and society 2 Macroprudential policies: rationale, scope and issues 3 Macroprudential policy instruments 4 US mortgage conduct of business regulatory policy 5 Conduct of business mortgage regulation in the UK 6 The political legitimacy of using macroprudential policy instruments 7 US Federal intervention in the housing market and possible lessons from the Veterans Administration 8 Housing markets: the political and macroprudential policy implications 9 Conclusion
- Control code
- on1123186237
- Dimensions
- 25 cm.
- Extent
- 273 pages
- Isbn
- 9780367355531
- Media category
- unmediated
- Media MARC source
- rdamedia
- Other physical details
- illustrations
- System control number
- (OCoLC)1123186237
Library Links
Embed
Settings
Select options that apply then copy and paste the RDF/HTML data fragment to include in your application
Embed this data in a secure (HTTPS) page:
Layout options:
Include data citation:
<div class="citation" vocab="http://schema.org/"><i class="fa fa-external-link-square fa-fw"></i> Data from <span resource="http://link.library.eui.eu/portal/Housing-and-financial-stability--mortgage/YySDYRvBUxs/" typeof="Book http://bibfra.me/vocab/lite/Item"><span property="name http://bibfra.me/vocab/lite/label"><a href="http://link.library.eui.eu/portal/Housing-and-financial-stability--mortgage/YySDYRvBUxs/">Housing and financial stability : mortgage lending and macroprudential policy in the UK and US, Alan Brener</a></span> - <span property="potentialAction" typeOf="OrganizeAction"><span property="agent" typeof="LibrarySystem http://library.link/vocab/LibrarySystem" resource="http://link.library.eui.eu/"><span property="name http://bibfra.me/vocab/lite/label"><a property="url" href="http://link.library.eui.eu/">European University Institute</a></span></span></span></span></div>
Note: Adjust the width and height settings defined in the RDF/HTML code fragment to best match your requirements
Preview
Cite Data - Experimental
Data Citation of the Item Housing and financial stability : mortgage lending and macroprudential policy in the UK and US, Alan Brener
Copy and paste the following RDF/HTML data fragment to cite this resource
<div class="citation" vocab="http://schema.org/"><i class="fa fa-external-link-square fa-fw"></i> Data from <span resource="http://link.library.eui.eu/portal/Housing-and-financial-stability--mortgage/YySDYRvBUxs/" typeof="Book http://bibfra.me/vocab/lite/Item"><span property="name http://bibfra.me/vocab/lite/label"><a href="http://link.library.eui.eu/portal/Housing-and-financial-stability--mortgage/YySDYRvBUxs/">Housing and financial stability : mortgage lending and macroprudential policy in the UK and US, Alan Brener</a></span> - <span property="potentialAction" typeOf="OrganizeAction"><span property="agent" typeof="LibrarySystem http://library.link/vocab/LibrarySystem" resource="http://link.library.eui.eu/"><span property="name http://bibfra.me/vocab/lite/label"><a property="url" href="http://link.library.eui.eu/">European University Institute</a></span></span></span></span></div>
