Coverart for item
The Resource Finance in an age of austerity : the power of customer-owned banks, Johnston Birchall

Finance in an age of austerity : the power of customer-owned banks, Johnston Birchall

Label
Finance in an age of austerity : the power of customer-owned banks
Title
Finance in an age of austerity
Title remainder
the power of customer-owned banks
Statement of responsibility
Johnston Birchall
Creator
Contributor
Publisher
Subject
Language
eng
Summary
This is a book in search of an alternative to the discredited investor-owned banks that have brought the rich countries into crisis and the world economy into a long period of austerity. It finds customer-owned banks--credit unions, co-operative banks, building societies--have hardly been affected by the crisis and continue to operate according to their organisational DNA: low-risk, close to the customer, underpinned by real savings, and still lending to SMEs to protect jobs and local economies. They are big business in some countries with over 40% of the market but networked in smaller, democratic societies whose origins go back to 1850s Germany. The book explores their history and current situation, measures the impact of the banking crisis, makes a systematic study of their advantages, compares them to alternatives (savings banks and micro-finance institutions), and investigates their supervision and governance structures. It provides hard evidence for the superiority of customer-owned banks. Finance in an Age of Austerity will appeal to public policy analysts and political commentators, academics and students interested in current issues concerning banking regulation, supervision and governance. Social commentators and campaigners concerned with providing an ethical alternative to casino capitalism and social economists wanting to develop a critique of the investor-owned banking system will also find this book invaluable. It will be essential reading for banking specialists interested in broadening their understanding of a hidden sector that, since the crisis, has become much more significant.--Résumé de l'éditeur
Cataloging source
IT-FiEUI
http://library.link/vocab/creatorName
Birchall, Johnston
Index
index present
Literary form
non fiction
Nature of contents
bibliography
http://library.link/vocab/relatedWorkOrContributorName
Edward Elgar Publishing
http://library.link/vocab/subjectName
  • Banks and banking, Cooperative
  • Savings and loan associations
Label
Finance in an age of austerity : the power of customer-owned banks, Johnston Birchall
Instantiates
Publication
Bibliography note
Includes bibliographical references (pages 215-228) and index
Carrier category
volume
Carrier category code
  • nc
Carrier MARC source
rdacarrier.
Content category
text
Content type code
  • txt
Content type MARC source
rdacontent.
Contents
1. Introduction -- 2. The evolution of cooperative banks -- 3. The evolution of credit unions -- 4. The evolution of mutual building societies -- 5. The evolution of banks owned by other types of cooperative -- 6. The performance of customer-owned banks during the crisis -- 7. The comparative advantages of customer-owned banks -- 8. Some alternatives : savings banks and micro-finance institutions -- 9. Regulation, governance and the need for member participation -- 10. What motivates members to participate? -- 11. Customer-owned businesses : the wider picture -- 12. Conclusion : a cooperative counter-narrative
Control code
FIEb17331353
Dimensions
24 cm.
Extent
ix, 235 pages
Isbn
9781781951835
Media category
unmediated
Media MARC source
rdamedia.
Media type code
  • n
System control number
(OCoLC)828417236
Label
Finance in an age of austerity : the power of customer-owned banks, Johnston Birchall
Publication
Bibliography note
Includes bibliographical references (pages 215-228) and index
Carrier category
volume
Carrier category code
  • nc
Carrier MARC source
rdacarrier.
Content category
text
Content type code
  • txt
Content type MARC source
rdacontent.
Contents
1. Introduction -- 2. The evolution of cooperative banks -- 3. The evolution of credit unions -- 4. The evolution of mutual building societies -- 5. The evolution of banks owned by other types of cooperative -- 6. The performance of customer-owned banks during the crisis -- 7. The comparative advantages of customer-owned banks -- 8. Some alternatives : savings banks and micro-finance institutions -- 9. Regulation, governance and the need for member participation -- 10. What motivates members to participate? -- 11. Customer-owned businesses : the wider picture -- 12. Conclusion : a cooperative counter-narrative
Control code
FIEb17331353
Dimensions
24 cm.
Extent
ix, 235 pages
Isbn
9781781951835
Media category
unmediated
Media MARC source
rdamedia.
Media type code
  • n
System control number
(OCoLC)828417236

Library Locations

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      43.803074 11.283055
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